Costs · Live INR conversion

Plan your Italy budget in five clicks.

Tell us your city, university type, lifestyle, and scholarship scenario — see a realistic first-year budget in EUR and INR. Download the breakdown as a PDF to send your parents the exact same numbers.

Money & Banking

Now plan how the money actually moves.

The calculator tells you the total. The next question is: how do parents send tuition from India? Should you keep using your savings account once you're a non-resident? What's SEPA, what's an IBAN, what's NRE vs NRO? A separate, official-source guide for Indian students.

  • RBI Liberalised Remittance Scheme basics
  • NRE vs NRO — when each applies
  • Italian bank account, IBAN, SEPA transfers
  • Forex cards & informal-swap risks
Open Money & Banking guide

General education only — not legal, tax, banking, investment, or financial advice.

Common questions

Common questions about studying costs in Italy

  • How much does it actually cost to study in Italy from India per year?
    Roughly: tuition €0–€4,000 (public) or €12,000–€18,000 (private). Living costs €700–€1,200/month depending on city. Italy total per year for an Indian student at a public university: usually €10,000–€18,000 (₹9–17 lakh). UK / US equivalent: ₹35–60 lakh. Live INR figures on our Costs page.
  • Which is cheaper to live in: Milan, Bologna, or Rome?
    Bologna and other smaller cities (Padua, Trento, Pavia) are usually 20–30% cheaper than Milan or Rome. Rent is the biggest variable — a single room in Milan averages €600/month, in Bologna €450/month, in Trento €350/month. Food and transport differ less.
  • Why does the EUR-to-INR rate on this page change?
    We pull the daily ECB (European Central Bank) reference rate via frankfurter.app and cache it for 6 hours. Banks and exchange providers add 1–3% on top of the ECB rate, so your actual INR outflow when paying tuition or sending money will be slightly higher.
  • Do Italian universities accept payment in INR?
    No. Tuition must be paid in EUR via international wire transfer or, for some universities, via a payment gateway that handles conversion. Use a service like Wise or your bank's forex; compare rates against the ECB benchmark on this page.
  • Can I work part-time while studying in Italy as an Indian student?
    Yes. Student visa holders can work up to 20 hours per week during term and full-time during holidays. Realistic earnings: €600–€900/month from a part-time job. Useful for living costs but not a substitute for a scholarship or family funding for tuition.